Unlock Your Financial Potential with Co-Pilot – Where Service Takes Flight

Business Finance

Chattel Mortgage

A Chattel Mortgage is a popular finance option in Australia for businesses looking to purchase vehicles or equipment. This type of loan allows the borrower to take ownership of the asset while the lender holds a mortgage over it as security. When the loan is fully repaid, the mortgage is removed, and the borrower owns the asset outright.

 

However, businesses often face challenges in finding the right finance solutions that offer flexibility and manageable repayments. At Co-Pilot Finance & Insurance, we understand these needs and tailor our services to meet them.

We offer a range of services:

  • Vehicle Finance
  • Equipment Loans
  • Flexible Repayment Options
  • Competitive Interest Rates
  • Quick Approval Process
  • Customised Finance Plans

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Our expertise ensures you get the best Chattel Mortgage solution, allowing your business to thrive without financial stress. Trust Co-Pilot Finance & Insurance to provide seamless, efficient and supportive financial services tailored to your needs.

Ready to secure the future of your business with a Chattel Mortgage? Contact Co-Pilot Finance & Insurance today by visiting our Contact Us page. Let us help you achieve your business goals efficiently and effectively.

Services We Offer To Empower Your Business

At Co-Pilot Finance & Insurance, we specialise in providing tailored Chattel Mortgage solutions that cater to the unique needs of Australian businesses. Our comprehensive range of services ensures you get the best financing options to drive your business forward.

Vehicle Finance

Our Vehicle Finance options allow businesses to purchase cars, trucks or any other type of vehicle. You take ownership of the vehicle while we secure it with a mortgage, ensuring flexibility and control over your assets.

Equipment Loans

We offer Equipment Loans for businesses needing to purchase machinery, tools or other essential equipment. These loans are structured to provide manageable repayments and help your business maintain its cash flow.

Flexible Repayment Options

Our Flexible Repayment Options are customised to fit your business’s financial situation. We work with you to create a repayment plan that aligns with your cash flow, which ensures ease and convenience.

Competitive Interest Rates

With Competitive Interest Rates, our Chattel Mortgage solutions are not only affordable but also designed to help you save money over the loan term. We aim to offer the best rates in the market.

Quick Approval Process

Our Quick Approval Process ensures you get access to funds without unnecessary delays. We streamline our procedures to provide fast and efficient service, allowing your business to thrive without interruption.

Customised Finance Plans

Every business is unique, and our Customised Finance Plans reflect that. We tailor our Chattel Mortgage solutions to meet your specific needs and offer bespoke financing options that support your business goals.

Types of Assets You Can Purchase Under Chattel Mortgage

Chattel Mortgages can be used to purchase a variety of assets, providing businesses with the flexibility to acquire what they need to grow.

  • Vehicles (cars, trucks, vans)
  • Heavy machinery
  • Office equipment
  • Medical equipment
  • Agricultural machinery
  • IT and technology equipment

Eligibility Requirements for Chattel Mortgage

To qualify for a Chattel Mortgage, certain criteria must be met. Here’s a simplified guide to understand if you are eligible:

  • Australian Business Number (ABN)
  • Satisfactory Credit History
  • Proof of Business Operations
  • Financial Statements

Steps to Apply for a Chattel Mortgage

Applying for a Chattel Mortgage with Co-Pilot Finance & Insurance is a straightforward process designed to get you the funds you need quickly and efficiently. Follow these simple steps to secure your Chattel Mortgage and empower your business.

  • Assess Your Needs: Identify the specific assets your business requires and ensure they align with your growth plans and operational needs.
  • Gather Documentation: Prepare all necessary financial documents, including your ABN, financial statements and proof of business operations.
  • Apply Online: Complete our straightforward application form and provide all required details to help us process your application efficiently.
  • Approval and Funding: Once approved, you will receive quick access to the funds, allowing you to purchase the asset and start benefiting from it immediately.

Take the next step towards securing the future of your business with our Chattel Mortgage solutions. Visit our Contact Us page to get started. Let Co-Pilot Finance & Insurance be your trusted partner in business growth and financial success.

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+61 1300 393 061

How Chattel Mortgage Can Benefit You?

A Chattel Mortgage offers numerous advantages that can significantly benefit your business. Understanding these benefits will help you make an informed decision about this financing option.

Ownership of Asset

With a Chattel Mortgage, you take ownership of the asset from the beginning, providing security and control.

Tax Benefits

Interest paid on the Chattel Mortgage and depreciation of the asset can be claimed as tax deductions, benefiting your business financially.

Flexible Loan Terms

Choose from a range of loan terms that suit your business needs and offer flexibility in repayment schedules.

Fixed Interest Rates

Enjoy the stability of fixed interest rates, which makes budgeting and financial planning easier.

Improved Cash Flow

Manage your cash flow effectively with structured repayments that suit your business’s financial situation.

No GST on Loan Repayments

GST is only paid on the purchase price of the asset, not on the loan repayments, reducing overall costs.

Choose Co-Pilot Finance & Insurance for Your Chattel Mortgage

At Co-Pilot Finance & Insurance, we pride ourselves on offering the best Chattel Mortgage solutions tailored to your business needs.

Expertise and Experience

Our team has extensive knowledge and experience in finance, which ensures you receive expert advice and top-tier solutions.

Personalised Service

We provide customised solutions that fit your business and tailor our services to meet your specific needs.

Transparent Processes

We ensure clarity and transparency in all our dealings, giving you confidence and trust in our services.

Fast and Efficient

Our quick approval process means you get the funds you need without delays and keep your business moving forward.

Competitive Rates

We offer some of the best interest rates in the market, making our Chattel Mortgage solutions highly affordable.

Comprehensive Support

From application to repayment, we support you every step of the way to ensure a seamless and stress-free experience.

Secure Your Business Future with a Chattel Mortgage from Co-Pilot Finance & Insurance

Take the next step towards securing the future of your business with our Chattel Mortgage solutions. Visit our Contact Us page to get started. Let Co-Pilot Finance & Insurance be your trusted partner in business growth and financial success.

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