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Boat & Jet Ski Insurance

At Co-Pilot Finance & Insurance, we get it—there’s nothing like the freedom of being out on the water. But with that freedom comes a bit of risk. Our Boat & Jet Ski Insurance gives you peace of mind, so you can enjoy every ride knowing you’re covered if something goes wrong.

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Get out on the water knowing you are covered in the event that you need it.

What is Boat & Jet Ski Insurance?

Boat and jet ski insurance is designed to protect your vessel from damage, theft and accidents. Whether you’re cruising, fishing or hitting the waves, it’s an essential safety net for:

  • Runabouts
  • Cruisers
  • Yachts
  • Jet skis and personal watercraft
  • Off-the-beach yachts

Our policies typically cover key parts of your boat, including:

  • Hull – Covers damage to the main body of your boat.
  • Motors – Includes all onboard motors, even auxiliary ones.
  • Masts, Spars, Rigging & Sails – Essential cover for sailing vessels.
  • Boat Trailers – Protects the trailer used to transport your boat.
  • Boat Tenders – Covers smaller boats used to get from ship to shore.
  • Safety Equipment – Includes life jackets, fire extinguishers, radios and more.
  • Permanent Fixtures & Fittings – Protects things like propellers, fuel tanks, appliances and navigation gear.

What’s Covered?

With Co-Pilot Finance & Insurance, you get more than just basic cover. We offer a comprehensive plan designed for real-world boating. Here’s what’s included:

  • Rescue activities – Cover for voluntary rescue efforts.
  • Accidental loss or damage – Covers theft, vandalism and damage in transit.
  • Water ingress – Protection for motors and electricals if water gets in due to impact.
  • Natural disasters – Includes fire, storms and flood damage.
  • Collision damage – Covers crashes with other boats or objects.
  • Liability cover – If you damage another boat, property or injure someone.
  • Lay-up cover – Reduced premiums when your boat’s not in use.
  • Water sports liability – Covers activities like water-skiing, wakeboarding and aquaplaning.
  • Personal contents – Protection for your personal gear on board.
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Who Needs Boat & Jet Ski Insurance?

If you own a boat or jet ski, insurance isn’t just a smart move—it’s a must-have. It’s there to protect your investment and cover you if something goes wrong.

  • Recreational Boaters – If you hit the water for fun, make sure you’re covered.
  • Water Sports Lovers – Jet skiers, wakeboarders and skiers need the right protection.
  • Fishing Enthusiasts – Whether it’s freshwater or deep-sea fishing, your gear and boat are covered.
  • Marine Professionals – Guides, instructors and others who use boats for work.
  • Yacht & Sailboat Owners – For those with larger vessels, whether for private or commercial use.

Why Choose Co-Pilot Finance & Insurance for Boat & Jet Ski Insurance?

With plenty of insurers out there, why pick Co-Pilot Finance & Insurance? Simple—we make it easy, affordable and reliable.

  • Comprehensive Cover – Everything from hull damage to personal belongings.
  • Customised Policies – Tailor your insurance to suit your boat and how you use it.
  • Expert Advice – Our team knows marine insurance inside out.
  • Competitive Pricing – Quality cover at great rates.
  • Fast Claims – Get back on the water sooner with quick, hassle-free claims.
  • Safety Discounts – Save money if you’ve completed a boating safety course.
  • Flexible Payments – Payment plans to suit your budget.
     

With Co-Pilot Finance & Insurance, you’re not just getting a policy—you’re getting a partner that’s got your back on the water. Get in touch today for a free quote.

Hear what our clients are saying

Thank you for your excellent service, I really appreciate it. You looked after me so well, I did not have to worry about a thing, and it was sorted within 3 days. So happy.
PradeepCEO
I was going to send an email but it had to be a call – thank you so much for the hard work and effort that you put in for me. The advice that you gave and I’m very appreciative of that. Thank you so much.
JonyCEO
Martin’s attention to detail, efficiency and service standards were maintained at the highest level for the settlement of my car purchase during the Christmas period.
PenelopeCEO
Thank you again. You are super professional and always go above and beyond.
NickCEO
We had a great experience with Co-Pilot, thank you for the pushing to get this over the line very quickly.
VikumCEO
You really alleviated the pressure when needed.
StefanCEO
Another job well done, your excellent service is appreciated by us.
TimothyCEO
Your patience and experience made this process very and stress free for me.
SimonCEO
I always felt like I was your only client and nothing was ever an issue.
RobCEO

5.0 Rated

☆☆☆☆☆ 4.9/5

Thank you for your excellent service, I really appreciate it. You looked after me so well, I did not have to worry about a thing, and it was sorted within 3 days. So happy.

Pradeep

@pradeep

5.0 Rated

☆☆☆☆☆ 5/5

Thank you again. You are super professional and always go above and beyond.

Nick

@nick

5.0Rated

☆☆☆☆☆ 4.8/5

Another job well done, your excellent service is appreciated by us.

Timothy

@Timothy

4.9 Rated

☆☆☆☆☆ 4.9/5

I was going to send an email but it had to be a call – thank you so much for the hard work and effort that you put in for me. The advice that you gave and I’m very appreciative of that. Thank you so much.

Jony

@jony

4.9Rated

☆☆☆☆☆ 4.8/5

We had a great experience with Co-Pilot, thank you for the pushing to get this over the line very quickly.

Vikum

@Vikum

5.0 Rated

☆☆☆☆☆ 5/5

Your patience and experience made this process very and stress free for me.

Simon

@Simon

5.0 Rated

☆☆☆☆☆ 5/5

Martin’s attention to detail, efficiency and service standards were maintained at the highest level for the settlement of my car purchase during the Christmas period.

Penelope

@Penelope

4.9 Rated

☆☆☆☆☆ 4.9/5

You really alleviated the pressure when needed.

Stefan

@Stefan

5.0 Rated

☆☆☆☆☆ 5/5

I always felt like I was your only client and nothing was ever an issue.

Rob

@rob

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CP Insurance Pty Ltd trading as Co-Pilot Insurance ABN 24 679 312 460 is a Corporate Authorised Representative (No: 1312450) of McLardy McShane Partners Pty Ltd AFSL No: 232987 ABN: 14 064 465 309.

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