Marine Transit Insurance.
Carrier insurance protects the carrier - not you. When your cargo is damaged or lost in transit, a marine transit policy is what pays out. Co-Pilot finds the right cover for your cargo type, route, and shipping frequency - from single voyages to open annual policies.
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About This Cover
Marine transit insurance - what it covers and how it works for Australian businesses
In simple terms, it's insurance that covers your stuff while it's being transported by sea, land, or air. If anything happens to your cargo - like getting lost, damaged, or nicked during transit - this insurance helps cover the cost.
It's a must-have if you're regularly shipping goods overseas or all across the country. Either way, it takes the stress out of every journey.
Once you've got a policy in place, your goods are protected from the moment they leave point A until they land safely at point B. Whether it's on a ship, plane, or truck, the coverage can be tailored to suit the type of cargo and the route it's taking.
What's Included
What's included - standard covers in a marine transit policy
Marine Transit
Cargo protected during sea, air, and road transport from origin to final delivery.
Carrier's Cargo Liability
Cover when a third-party carrier is responsible for loss or damage to your goods.
Accidental Damage
Unexpected accidents and mishaps during handling, loading, or transit.
Acts of God & Lightning
Natural disasters, storms, earthquakes, flooding, and fire during transport.
Loading & Unloading Mishaps
Drops and fumbles that occur when moving goods on or off vehicles or vessels.
Collision Damage
Damage from crashes, rollovers, or vessel collisions during any mode of transport.
Malicious Damage
Deliberate damage to your cargo while in transit, including theft and vandalism.
Stock & Customer Goods
Commercial stock, inventory, and goods belonging to your customers in your care.
Who Needs This
Who needs marine transit insurance - businesses that move goods
Importers & Exporters
Shipping across borders regularly? You need protection from origin to final delivery, whatever mode it travels by.
Logistics & Freight Companies
Responsible for moving other people's goods - your exposure is significant every time a shipment leaves your care.
Construction Companies
Transporting heavy machinery, materials, and equipment to and from job sites carries real risk of damage and loss.
Retailers & Distributors
Stock shipments arriving from suppliers - and going out to customers - need coverage throughout the supply chain.
E-Commerce Businesses
Goods dispatched directly to consumers must arrive safely. When something goes wrong, marine transit cover keeps you whole.
Why Co-Pilot
Why Co-Pilot for marine transit insurance - not just any broker
We work for you, not the insurer
As an independent broker, we have no loyalty to any insurer. Our job is to find the cover that protects your cargo - not the policy that earns someone a commission.
Insurer relationships that open doors
Access to 90+ insurers, including specialist marine underwriters for specific cargo types, unusual routes, and high-value or temperature-sensitive shipments.
Honest advice on voyage vs. open cover policy structure
A voyage policy covers one shipment; an open cover policy covers all shipments over a period. Getting the structure wrong costs money or leaves you without cover when a claim happens.
Clear communication, no surprises
We explain your policy terms, manage renewals proactively, and know what documentation you'll need before you're standing at the dock with a damaged shipment.
Coverage Summary
Marine transit insurance provides cover for:
Cover is structured around your cargo, route and business model - a one-off voyage or an open policy across everything you ship.

Hear What Our Clients Are Saying
“I had an outstanding experience with Kristy and Joanne Xie throughout the finance process for my new BYD Shark 6. From start to finish, they were professional, responsive, knowledgeable and genuinely committed to finding the best outcome for me. They made what can often be a stressful process feel smooth and straightforward, keeping me informed every step of the way and always taking the time to answer my questions. Their communication, attention to detail and customer service were exceptional. Even when timelines were tight, they worked hard behind the scenes to ensure everything was settled efficiently and without hassle. I highly recommend Kristy and Joanne Xie to anyone looking for vehicle finance. Their dedication, expertise and willingness to go the extra mile made all the difference. Thank you both for your amazing support and for helping me get into my new BYD Shark 6! — Tanvir Abdullah 🚗⭐️⭐️⭐️⭐️⭐️”
Tanvir Abdullah
FAQ
Common Questions About Marine Transit Insurance

Every shipment is at risk until it arrives.
Let's get your cargo covered.
Co-Pilot searches across 90+ insurers to find the right marine transit cover for your cargo type, route, and shipping frequency. Single voyage or open cover - we get the structure right.
No impact to your credit score
