Consumer Insurance

Home & Contents Insurance

Keep what matters most safe with Co-Pilot Finance & Insurance. We’ve got you covered with reliable protection, so you can stress less and enjoy more.

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Protect your home and valuable possession inside for your own peace of mind.

What is Home & Contents Insurance?

Life’s full of surprises—some good, some not so great. Home & Contents Insurance gives you a financial safety net, covering your home and belongings against unexpected events like storms, fires and theft. Whether you’re a homeowner or renter, this insurance helps you bounce back quickly without the stress of major out-of-pocket expenses.

How It Works

Think of Home & Contents Insurance as your financial backup plan. You pay a monthly or annual premium, and if something goes wrong—like a break-in or a burst pipe—you file a claim. Your insurer assesses the damage and either covers repairs or helps replace what’s lost, up to the limits of your policy. It’s a simple way to protect what matters and keep life moving, even when the unexpected happens.

What’s Covered in Home & Contents Insurance?

At Co-Pilot Finance & Insurance, we’ve got your back when it comes to protecting your home and everything in it. Life’s unpredictable, but with the right cover, you won’t have to stress about the ‘what ifs.’ Here’s what our Home & Contents Insurance typically covers:

  • Accidental Damage – Whether it’s a falling tree or a car crashing into your fence, we’ll help cover the damage.
  • Water Damage – Burst pipes? Overflowing bath? We’ll step in to cover the costs and get things sorted.
  • Storms & Floods – Bad weather happens, but we’ll make sure you’re not left picking up the pieces alone.
  • Fire – If fire damages your home, we’ll help with repairs or rebuilding so you can get back on track.
  • Theft or Burglary – If someone breaks in, we’ll help replace stolen items and cover any damage they leave behind.
  • Vandalism – From graffiti to smashed windows, we’ll help cover the costs of repairs.
  • Personal Valuables – Got expensive jewellery or gadgets? We’ve got coverage for those too, even when you’re out and about.
  • Personal Liability – If someone gets hurt on your property or you accidentally damage a neighbour’s place, we’ll help cover the costs.

Who Needs Home & Contents Insurance?

Basically, if you’ve got a place to live and things you care about, this insurance is worth considering. It’s a smart move for:

  • Homeowners – Protect both your home and everything inside it.
  • Renters – Cover your belongings (since the building is your landlord’s responsibility).
  • Landlords – Protect the building and any furniture or appliances you provide to tenants.
  • Students – Keep your stuff safe while living in dorms or shared housing.
  • Families – Especially if you’ve got valuable items or lots of belongings to protect.


No one plans for accidents, but having the right coverage means you won’t have to worry about a sudden financial hit when things go wrong.

Why Choose Co-Pilot Finance & Insurance?

Picking the right insurance is about more than just ticking a box—it’s about peace of mind. Here’s why our customers trust us:

  • Comprehensive Cover – We tailor our policies to suit your needs.
  • Affordable Plans – Competitive prices that won’t break the bank.
  • Fast Claims Process – We make sure things get sorted quickly with minimal fuss.
  • Reliable Support – Our team is here to help when you need it.
  • Trusted & Experienced – We’ve been helping Australians protect their homes for years.
  • Flexible Payment Options – Choose a payment plan that works for you.
  • Expert Advice – We’ll help you find the right cover, so you’re not paying for what you don’t need.

With Co-Pilot Finance & Insurance, you’re not just getting a policy—you’re getting peace of mind.

Hear what our clients are saying

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Thank you for your excellent service, I really appreciate it. You looked after me so well, I did not have to worry about a thing, and it was sorted within 3 days. So happy.

Pradeep

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Thank you again. You are super professional and always go above and beyond.

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Another job well done, your excellent service is appreciated by us.

Timothy

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I was going to send an email but it had to be a call – thank you so much for the hard work and effort that you put in for me. The advice that you gave and I’m very appreciative of that. Thank you so much.

Jony

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We had a great experience with Co-Pilot, thank you for the pushing to get this over the line very quickly.

Vikum

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5/5

Your patience and experience made this process very and stress free for me.

Simon

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5/5

Martin’s attention to detail, efficiency and service standards were maintained at the highest level for the settlement of my car purchase during the Christmas period.

Penelope

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You really alleviated the pressure when needed.

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I always felt like I was your only client and nothing was ever an issue.

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