Consumer Insurance

Caravan Insurance

Your caravan is your home on wheels, whether you’re off on a weekend getaway or living on the road full-time. At Co-Pilot Finance & Insurance, we make sure you’re covered for damage, theft and natural disasters, so you can travel stress-free.

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Protect your home on wheels no matter the destination.

What is Caravan Insurance?

Caravan Insurance is built for caravans and mobile homes, giving you financial protection against accidents, bad weather and theft. Unlike regular home insurance, this cover is designed for the unique risks that come with a home that moves.

Think of it as peace of mind on the road—if something goes wrong, you won’t be left with a massive bill. Whether it’s repairs, replacement or even temporary accommodation, the right insurance makes sure you’re not out of pocket.

How It Works

Caravan Insurance covers specific risks laid out in your policy. If your caravan is damaged in a storm, stolen or involved in an accident, you make a claim, and the insurer will assess what’s covered. Depending on your policy, you might get:

  • Repairs paid for
  • A new caravan if yours is written off
  • Help with temporary accommodation
     

It’s all about keeping your travel plans on track without financial headaches.

What’s Covered?

Every policy is a bit different, but most Caravan Insurance covers:

  • Hail, Storm & Flood – Caravan insurance protects against wild weather that can cause major damage.
  • Accidental Damage – This covers repairs if your caravan cops a hit.
  • Theft & Attempted Theft – If someone steals your caravan or tries to, you’re covered.
  • Fire & Explosion – If your caravan is damaged or destroyed by fire, we’ve got your back.
  • Motor Burnout – It covers repairs if the motor in your caravan burns out.
  • New for Old Replacement – If your caravan is under two years old and written off, you’ll get a brand-new one.
  • Alternative Accommodation – You get up to $150 a day for a place to stay if your caravan’s unlivable after an accident.
  • Contents Cover – It covers the value of your personal stuff inside the caravan.
  • Emergency Repairs – It also covers quick fixes to make your caravan safe to tow.
  • Discounted Premiums – Get a discount if you have an Electronic Stability Control (ESC) device installed.
     

Wherever you roam in Australia, this cover helps protect your caravan and everything inside it, so you can focus on the adventure.

Who Needs Caravan Insurance?

If you own a caravan, insurance is a must. Whether you hit the road occasionally or live in your van full-time, it’s there to protect your investment and lifestyle.

Caravan Insurance is great for:

  • Frequent Travellers – If you’re always off on road trips, you’ll want cover for the unexpected.
  • Full-Time Nomads – Living in your caravan? You need proper protection.
  • Caravan Owners Who Rent Theirs Out – If you hire out your caravan, insurance is essential.
  • Seasonal Users – Even if you only use your van part of the year, it still needs protection.
  • New Owners – Just bought a caravan? Get it covered before you hit the road.
     

It’s all about avoiding big financial setbacks if something goes wrong, whether it’s damage, theft or a total write-off.

Hear what our clients are saying

5.0 Rated

4.9/5

Thank you for your excellent service, I really appreciate it. You looked after me so well, I did not have to worry about a thing, and it was sorted within 3 days. So happy.

Pradeep

@pradeep

5.0 Rated

5/5

Thank you again. You are super professional and always go above and beyond.

Nick

@nick

5.0Rated

4.8/5

Another job well done, your excellent service is appreciated by us.

Timothy

@Timothy

4.9 Rated

4.9/5

I was going to send an email but it had to be a call – thank you so much for the hard work and effort that you put in for me. The advice that you gave and I’m very appreciative of that. Thank you so much.

Jony

@jony

4.9Rated

4.8/5

We had a great experience with Co-Pilot, thank you for the pushing to get this over the line very quickly.

Vikum

@Vikum

5.0 Rated

5/5

Your patience and experience made this process very and stress free for me.

Simon

@Simon

5.0 Rated

5/5

Martin’s attention to detail, efficiency and service standards were maintained at the highest level for the settlement of my car purchase during the Christmas period.

Penelope

@Penelope

4.9 Rated

4.9/5

You really alleviated the pressure when needed.

Stefan

@Stefan

5.0 Rated

5/5

I always felt like I was your only client and nothing was ever an issue.

Rob

@rob

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