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Business property insurance is wide ranging and can provide protection for your home office, or business with over $5,000,000 in assets.
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Business property insurance covers your building and its contents against damage and loss. You can select enough coverage to rebuild the structure and replace covered contents inside. Your policy can also cover improvements you’ve made to a leased space. Included within Business property insurance is Industrial specialised risk (ISR) which is a wide coverage business insurance policy specialised for high asset value business’.
Business property insurance can provide cover for:
Industrial Special Risk (ISR) Insurance is a wide coverage business insurance policy that provides cover for a range of loss scenarios or damage done to high value physical assets including property, buildings, materials and machinery. This insurance is suitable for businesses with a combination of more than $5,000,000 of physical assets.
Industrial Specialised Risk insurance is relevant for businesses with a combination of more than $5,000,000 of physical assets. Knowing that ISR can cover an owned or leased property is important. Just because you don’t own the property doesn’t mean you cannot protect your business operating on the premise which is a great benefit to you when you are responsible for the fit out, equipment and people inside.
At co-pilot, we take pride in the advice we give our clients. To us, it’s more than just insurance, it’s tailored advice to help you plan your today and secure your tomorrow.
We will work with you to ensure both the essentials and your requirements are covered. Peace of mind is what we will deliver for you by ensuring you have a thorough policy that won’t catch you by surprise. Our team of knowledgeable consultants are here to understand your needs to find the right policy cover. Chat to us for a tailored insurance solution for your unique needs.
Unlike property cover in standard business property insurance, an industrial special risks policy covers key events, unless they are specifically excluded under your policy terms.
The standard ISR covers include:
Any excluded risks can be added as extensions or as standalone policies upon review if this is important to your business operations and protection.
In regard to property loss – Industrial specialised risk typically covers:
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