Finance & insurance brokers in Lower North Shore
Finance and insurance specialists for Lower North Shore businesses and homeowners.
The Co-Pilot Lower North Shore team works with business owners and homeowners across North Sydney, Neutral Bay, Cremorne, Mosman and surrounding suburbs to secure finance and insurance that genuinely fits.

Christopher Bonnici
Agency Principal
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Christopher Bonnici
Agency Principal
Chris leads the Co-Pilot Lower North Shore team, bringing specialist finance and insurance expertise to businesses and homeowners across the area. With deep local roots and access to Co-Pilot's panel of 60+ lenders and 90+ insurers, Chris delivers personalised outcomes that the major banks simply can't match.

How It Works
What happens when you enquire?
Tell us what you're after
Two minutes on the form above. No credit check, no documents up front, no obligation.
The right broker calls you
A real person, not a call centre. If your deal needs a specialist, we pull in the right one from across Co-Pilot.
We go to work
Your deal goes up against 60+ lenders and 90+ insurers. If it doesn't stack up, we'll tell you that too.
No impact to your credit score
Services
What we can help with

Hear What Our Clients Are Saying
“I had an outstanding experience with Kristy and Joanne Xie throughout the finance process for my new BYD Shark 6. From start to finish, they were professional, responsive, knowledgeable and genuinely committed to finding the best outcome for me. They made what can often be a stressful process feel smooth and straightforward, keeping me informed every step of the way and always taking the time to answer my questions. Their communication, attention to detail and customer service were exceptional. Even when timelines were tight, they worked hard behind the scenes to ensure everything was settled efficiently and without hassle. I highly recommend Kristy and Joanne Xie to anyone looking for vehicle finance. Their dedication, expertise and willingness to go the extra mile made all the difference. Thank you both for your amazing support and for helping me get into my new BYD Shark 6! — Tanvir Abdullah 🚗⭐️⭐️⭐️⭐️⭐️”
Tanvir Abdullah
Find Us
Visit the Lower North Shore office
Address
Suite 801, Level 8, 111 Pacific Highway, North Sydney NSW 2060
Phone
Your Local Team
Christopher Bonnici
Hours
Monday–Friday: 9:00am – 5:30pm
FAQ
The questions everyone asks first

Ready to get started?
Talk to the Lower North Shore team today.
No runaround. No cookie-cutter advice. Just an honest conversation about what's actually possible for your situation.
No impact to your credit score