Motorcycle Finance.
You know which bike you want. What you need is the finance to get on it - at a rate that makes sense. We compare 60+ lenders - new, used or refinancing - and come back with the structure that fits.
Get a free quote
Won't affect your credit score.
What can we help you with?
Our Services
Motorcycle finance options - new bikes, used, refinancing and more
First bike or an upgrade, we compare 60+ lenders so you are not stuck with dealer finance. Competitive rates, terms that fit your budget, and approvals in 24-48 hours.
New Motorcycle Loans
New bike, competitive rate, terms that fit your budget - and you are on the road faster than the dealer would have you.
Used Bike Financing
Quality used bikes financed at rates close to new. We know which lenders are flexible on age and condition.
Low-Interest Repayment Plans
The first quote is rarely the sharpest. We compare the full panel to cut your total cost of borrowing.
Flexible Repayment Plans
Weekly, fortnightly or monthly, with or without a balloon - a schedule that fits how you get paid.
Insurance Package Options
Bundle the finance with cover - third party through to full comprehensive - so you're protected from the first ride.
Refinancing Existing Loans
Stuck on a high rate? We compare your loan against the market and only move you if it puts you ahead.
Run The Numbers
Calculate your motorcycle finance repayments
Enter your loan details
Estimated repayment
$367.70 / month
No impact to your credit score
Estimates only, based on the example rate and the figures you enter. Assumes a fixed-rate principal & interest loan over the full term, plus a lump-sum balloon payment due at the end. Your actual rate, structure and repayments will depend on your circumstances and the lender, so get in touch for a tailored quote.
What You Can Finance
What you can finance - motorcycles, scooters, ATVs and more
New or used, entry-level to premium - if it has handlebars, we can usually finance it.
Eligibility
Motorcycle finance eligibility - what lenders in Australia look for
Steady income and reasonable credit gets you there with most lenders. Imperfect history? We work with lenders who look at the full picture.
Age & Residency
18 or older, and an Australian resident or valid visa holder.
Employment & Income
Stable employment or a consistent income you can verify.
Credit History
Good history helps, but it's not a dealbreaker - we work across a broad range of credit profiles.
Repayment Capacity
Enough room in your budget for repayments alongside existing commitments.
Why Co-Pilot
Why Co-Pilot for motorcycle finance - not just any broker
We work for you, not the dealer
We're not tied to any dealership or bank. The finance we recommend suits you, not whoever pays a referral fee.
60+ lenders, including used bike specialists
Options the dealer can't offer - specialists for used bikes, ATVs, electric models and imperfect credit.
Straight advice on balloons and loan structure
Lower repayments with a balloon look attractive - but there are trade-offs at term end. We explain the numbers before you commit.
Pre-approval so you can negotiate hard
We move quickly when you find the right bike, and you'll know where your application stands throughout.
Motorcycle finance - how it works
Tell us the bike. We'll sort the finance.
We look at the bike, your profile and any trade-in or deposit, then compare 60+ lenders - including specialists for used bikes, ATVs and imperfect credit.
No hard credit enquiry at the comparison stage. Most approvals in 24-48 hours once you proceed. We handle the paperwork; you pick up the keys.
Hear What Our Clients Are Saying
“I had a great experience working with Sarah. She was incredibly helpful throughout the entire car loan process. She explained everything clearly, kept me updated at every stage, and made the whole experience smooth and stress-free. Her professionalism, patience, and excellent customer service were truly appreciated. I highly recommend Sarah to anyone looking for assistance with car finance. Thank you for all your help!”
sevine.c Varghese
FAQ
Common Questions About Motorcycle Finance
Found the bike? Let's get you on it.
Tell us the bike. We compare 60+ lenders - new, used or refinancing - and find the loan that fits.
No impact to your credit score