Business Travel Insurance.
A medical emergency overseas, a stolen laptop, a flight cancellation that wipes out a client trip - standard leisure policies don't cover these the way a business needs. Co-Pilot finds the right business travel cover for your team, your equipment, and how often you travel. For personal travel, see our personal travel insurance.
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About This Cover
Business travel insurance - what it covers and how it differs from leisure travel
Business travel insurance is designed for professionals travelling for work - and it's fundamentally different from a standard leisure policy. Where a holiday policy covers luggage and medical emergencies, a business policy adds cover for the things that matter to a company: equipment replacement, business trip interruption, professional liability, and the cost of missed meetings or cancelled conferences.
Employers also have a legal duty of care to protect employees travelling on their behalf. Business travel insurance is one of the primary mechanisms for meeting that obligation - and for ensuring that if something goes wrong overseas, your people and your operation are protected.
Whether you're a sole trader flying interstate or a team of ten heading to an international conference, Co-Pilot finds the policy that fits the nature of your travel.
What's Covered
What's included - standard covers in a business travel policy
Business Travel Cover
Who Needs This
Who needs business travel insurance - professionals and corporate teams
Business Owners & Directors
Travelling to close deals, meet partners, or attend industry events? A medical emergency or missed trip can cost far more than any policy.
Corporate Teams Travelling Together
Group and corporate policies cover multiple employees under a single arrangement - simpler admin, better value, and consistent cover across your team.
Frequent Business Travellers
Flying more than a few times a year? Annual multi-trip policies remove the admin of insuring every trip individually and ensure you're always covered.
Contractors & Self-Employed Professionals
No employer to cover you means you carry the full risk. One hospitalisation overseas without insurance can result in a six-figure bill.
SMEs Sending Staff Overseas
Employers have a duty of care to protect employees on work travel. Business travel insurance helps fulfil that obligation - and protect your people.
Why Co-Pilot
Why Co-Pilot for business travel insurance - not just any broker
We work for you, not the insurer
As an independent broker, we have no loyalty to any insurer. Our job is to find the travel cover that protects your people and your equipment - not the policy that earns someone a commission.
Insurer relationships that open doors
Access to 90+ insurers, including those with specialist appetite for corporate teams, high-risk destinations, and business equipment with significant replacement value.
Honest advice on single-trip vs. annual multi-trip policies
If you or your team travel more than a few times a year, annual multi-trip is almost always cheaper and simpler. We run the numbers and recommend what actually makes sense for your travel frequency.
Clear communication, no surprises
We explain your policy in plain language, structure it for your actual travel profile, and are available when something goes wrong overseas - not just at sign-up.
Hear What Our Clients Are Saying
“I had an excellent experience with Sarah. She guided me through the finance process for my Honda Fit and made everything simple and transparent from start to finish. The approval was fast, and her customer service was genuinely the best I’ve experienced. She took the time to explain my options, answered all my questions, and made sure everything went through smoothly. I really appreciated her professionalism and friendly approach. Highly recommend her if you’re looking for finance support.”
Dinith G
FAQ
Common Questions About Business Travel Insurance
Your team travels for work.
Let's make sure they're covered when they get there.
Co-Pilot searches across 90+ insurers to find the right business travel cover for your team size, destinations, equipment, and travel frequency.