Finance Lease.
You want the asset in service, not sitting on your balance sheet. A finance lease puts vehicles, equipment, or technology to work in your business from day one - fixed payments, tax deductions on depreciation and interest, with ownership options at term end. Co-Pilot searches 60+ lenders to find the right structure for your asset and cash flow.
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Won't affect your credit score.
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Our Solutions
Finance lease - which assets we structure for Australian businesses
Whether you need vehicles, equipment, technology, or medical assets - we structure the right finance lease for your business.
Vehicle Leases
Run the latest cars, trucks and vans without owning them - ideal if you update the fleet regularly.
Equipment Leases
Top-shelf equipment without the capital hit - construction, manufacturing, agriculture and beyond.
Technology Leases
Computers, servers and software on lease - the tech stays current without the write-offs.
Medical Equipment Leases
Give hospitals and clinics the latest diagnostic and treatment technology - without the financial strain of purchasing outright.
Office Equipment Leases
Copiers, printers and furniture - a modern office without capital parked in depreciating kit.
Run The Numbers
Calculate your finance lease repayments
Enter your loan details
Estimated repayment
$1,318.93 / month
No impact to your credit score
Estimates only, based on the example rate and the figures you enter. Assumes a fixed-rate principal & interest loan over the full term, plus a lump-sum balloon payment due at the end. Your actual rate, structure and repayments will depend on your circumstances and the lender, so get in touch for a tailored quote.
Asset Types
What can you lease with a finance lease?
From the vehicles your team drives to the equipment on the production floor - if the business runs on it, it can probably be leased.
Don't see your asset type? Get in touch - if your business uses it, we can likely structure a finance lease for it.
How to Apply
How to get a finance lease - from first call to asset delivery
Lenders want stable trading history, a reasonable credit profile, and a clear business purpose for the asset. That's the list - the application itself is straightforward.
Tell us what asset you need
Share the asset type, expected cost, and how it fits into your business. We'll ask the right questions.
We find your best options
We search 60+ lenders and compare finance lease structures - term length, residual value, and rate.
We manage the application
We handle lender communication, documentation, and keep the process moving on your behalf.
We finalise your terms
Approval confirmed, lease terms locked in. We review everything with you before you sign.
Take delivery and put it to work
Asset delivered, payments begin. We stay in touch as your lease progresses toward term end.
Key Benefits
Finance lease benefits - why businesses choose it over buying outright
Improved Cash Flow Management
Spread the cost over the asset's life and keep your capital for staff, stock and growth.
Access to Latest Technology
Run current gear without the upfront cost of buying it.
Tax Advantages
Payments are generally tax deductible as a business expense - confirm the specifics with your accountant.
Flexibility and Scalability
Upgrade or scale as you grow - the terms can move with the business.
Maintenance and Support
Many agreements bundle maintenance and support - less downtime, fewer surprise bills.
Why Co-Pilot
Why Co-Pilot for finance leases - not just any broker
We work for you, not the lender
Our advice is independent. We find the finance lease structure that suits your asset and cash flow - not the one with the highest commission.
Lender relationships that open doors
60+ lenders across vehicles, equipment, technology, medical devices, and industrial machinery. We match your asset type to the right provider.
Honest advice on structure and residual
Finance lease or operating lease? High or low residual? The wrong structure can cost you at term end. We help you set it up right from day one.
Clear communication, no surprises
We explain rates, residual values, and end-of-term options before you sign. And we stay available as your lease approaches its conclusion.
Hear What Our Clients Are Saying
“The team was extremely efficient and assisted my partner in I in every way possible to make it as stress-free as possible. James Laris held our hands through the entire process and was also always within reach and reassuring my partner and I when we became unsure of the house hunting process. He has been more helpful than he knows! I cannot commend Co-Pilot Finance & Insurance enough of their professionalism and nurturing stance. Amazing team.”
Anita Q
FAQ
Common Questions About Finance Leases
Need the asset in service without the capital outlay?
Tell us about the asset and your business - we'll come back with honest finance lease options across 60+ lenders, no obligation. Most applications are approved within 48 hours.
No impact to your credit score