Privacy Statement

GDAM Finance Pty Ltd Trading As Co-Pilot Finance and Insurance, ABN 81 615 639 015 needs to collect personal information about you to provide you with our broking & related services. This privacy statement tells you how we collect your information, what we use the information for and who we share the information with. If we collect information that can be used to identify you, we will take reasonable steps to notify you of that collection. In this document, ‘Co-Pilot’, ‘CPFI’, ‘we’, ‘us’, and ‘our’ are references to Co-Pilot Finance & Insurance, and any related bodies corporate.

Collection of your information

We will collect your information from you directly whenever we can, like from enquiries we make of you when you seek credit assistance from us. We may verify that information from sources referred to in the responses to those enquiries or in this privacy statement.

How information is collected from other sources

Sometimes we will collect information about you from other sources as the Privacy Act 1988 permits. We will do this only if it’s reasonably necessary to do so, for example, where:

We collect information from third parties about a loan or lease in relation to which you seek our services;
We can’t get hold of you and we rely on public information (for example, from public registers or social media) or made available by third parties to update your contact details; or
We exchange information with your legal or financial advisers or other representatives.

When the law authorises or requires collection of information

Some law may require us to collect personal information about you. For example, we may require your information to verify your identity under Australian Anti-Money Laundering law.

How your information may be used

We may use and disclose your personal information to our associated entities, our brokers, our panel of lenders, other service providers and agents that we use in the ordinary course of our business, such as:

Giving you credit assistance;
Giving you information about loan products or related services including help, guidance and advice;

Considering whether you are eligible for a loan or lease or any related service you requested including identifying or verifying you or your authority to act on behalf of a customer;
Assisting you to prepare an application for a lease or a loan;
Administering services we provide, for example, to answer requests or deal with complaints;
Administering payments we receive, or any payments we make, relating to your loan or lease;
Telling you about other products or services we make available and that may be of interest to you, unless you tell us not to;
Identifying opportunities to improve our service to you and improving our service to you;
Telling you about other suppliers, with whom we have arrangements, that supply goods or services that may be of interest to you;
Allowing us to run our business efficiently and perform general administrative tasks;
Preventing or investigating any fraud or crime or any suspected fraud or crime;
As required by law, regulation or codes binding us; and
Any purpose to which you have

You can let us know at any time if you no longer wish to receive direct marketing offers from us. We will process your request as soon as practicable.

What happens if you don’t provide information?

If you don’t provide your information to us, it may not be possible to:

assist in finding a loan or lease relevant to your circumstances;
verify your identity or protect against fraud; or
let you know about products or services that might be suitable for your financial needs.

Sharing Your Information General

We may use and share your information with other organisations for any purpose described above.

Sharing with your representatives and referees

We may share your information with:

your representative or any person acting on your behalf (for example, lawyers, settlement agents, accountants or real estate agents); and
your referees, like your employer, to confirm details about

Sharing with third parties

We may share your information with third parties in relation to services we provide to you or goods or services in which we reasonably consider you may be

interested. Those third parties may include:

an aggregator through whom we submit loan or lease applications to lenders or lessors on the aggregator’s panel.
Referrers that referred your business to us;
Financial services suppliers with whom we have arrangements;
Valuers;
Lenders, lessors, lender’s mortgage insurers and other loan or lease intermediaries;
Organisations, like fraud reporting agencies, that may identify, investigate and/or prevent fraud, suspected fraud, crimes, suspected crimes, or other misconduct;
Government or regulatory bodies as required or authorised by In some instances, these bodies may share the information with relevant foreign authorities;
Guarantors and prospective guarantors of your loan or lease;
Service providers, agents, contractors and advisers that assist us to conduct our business for purposes including, without limitation, storing or analysing information;
Any organisation that wishes to take an interest in our business or assets; and
Any third party to which you consent to us sharing your

In providing your personal information you consent to us collecting, storing and using your personal information in the manner set out in this document and you consent to us disclosing your personal information to our associated entities and each of their officers, contractors, employees and agents who may collect, store and use your personal information in the manner set out in this document.

Sharing outside of Australia

We may engage overseas organisations to help conduct our business in the future. If we do, we may need to share your information (including credit information) with such organisations outside Australia.

We may store your information in cloud or other types of networked or electronic storage. As electronic or networked storage can be accessed from various countries via an internet connection, it’s not always practicable to know in which country your information may be held. If your information is stored in this way, disclosures may occur in countries other than those listed.

Overseas organisations may be required to disclose information we share with them under a foreign law. In those instances, we will not be responsible for that disclosure.

Information about other people

If you give information to us about another person (like your co-applicant) in relation to the services we provide, you will let that other person know that:

we have collected their information to provide those services or for any other purpose set out in this privacy notice;
we may exchange this information with other organisations set out in this privacy notice;
we handle their personal information in the way set out in our Privacy Policy and this privacy notice and they can:
- access or request a copy of that privacy policy or this privacy notice; or
- access the information we hold about that other person,
by using our contact details above; and
we may not be able to provide those services to you unless we obtain their

Access and alterations to your personal information

You can gain access to your personal or company information or advise alterations to that information by contacting our office:

Contact Person: Kerry McGrath

Address: 65 Kimberley Road, Hurstville, NSW 2220

Phone: 1300 673 171

Email: Kerry.mcgrath@cpfi.com.au

Information which is easily accessible will be provided to you free of charge. However, information which is more difficult to access may have a fee associated

Don't hesitate to contact us

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Office

Jl. Merdeka Raya No.73B

Work Hours

Everyday 09 am - 07 pm

Phone

(021) 111 444 90

Email

blucorp@support.com

Privacy Statement

Sharing Your Information General

Sharing with your representatives and referees

Phone: 1300 673 171

Don't hesitate to contact us

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